• Finance options available
FINANCE

Livin' the dream

Finance your tiny house the easy way. Apply online for an amount up to $100,000

 

Applying is fast, secure and easy


Squirrel Finance is a third party provider who specialises in lending for transportable homes.

With Squirrel Finance it is a simple online process. It’s the easiest way to make your tiny house dream a reality.

Interest rates range from 8.95%p.a. to 18.95%p.a. and, unlike a fixed rate home loan.

You can make early repayments whenever you like or pay off the whole thing off without penalty.

 

Before You get started

To help you sail through this application here’s a few important things to note that Squirrel will require.

 

 
  • First up, you need to be in the process of purchasing a Footprint Home or Cabin to apply for this loan
  • You will need an income or joint income of not less than $50,000 per year
  • You will need to have a signed contract with Footprint Homes. Footprint Homes will supply this with a subject to finance clause. The contract Footprint Homes supplies will include a list of building specifications and contents.
  • Advise of where your new home or cabin will be delivered to or built. If you do not own the land, a signed document from the owner advising the terms of lease or right to occupy.
  • Finance your tiny house the easy way. Apply online for an amount up to $100,000 using your tiny house as security. You won't even have to put down a deposit if your tiny house is below $70,000.
 
  • Advise who will be responsible for the site preparation
  • Squirrel will run a soft credit check, which will give you an indicative interest rate up front
  • Squirrel will need to verify your ID, so make sure you have your NZ Driver's License or NZ Passport handy
  • You will need to consent to having a full credit check run
  • You will need your internet banking details handy so you can verify your financial information
  • You will need, the model of your build, serial or invoice number and value. Footprint Homes will supply this to you.

 

Finance-rates

 

Example: A borrowed amount of $100,000 over 2 years would result in repayments of $475 per week at 9.25% p.a. based on our highest A Grade risk grading. This monthly repayment includes a $375 establishment fee and a $100 progress payment fee. 

Affordability and credit criteria apply. Maximum borrowing amount reduces based on risk grade.